Government back open.....SBA back in action

So the government is back up and running, which means SBA activity should start to pick back up. But let’s keep expectations realistic. Just because the lights are back on does not mean your PLP number or authorization will magically appear on day one. The SBA has been closed for the longest it's ever been, and every 7(a) lender, CDC, and borrower has been stacking submissions during that time. When the queue opens today, it will not be a trickle. It will be a flood. Lenders who rely on SBA approvals, portal access, or PLP numbers will all be competing for attention at the same time. The system will likely take a bit to catch up, and even routine requests could take longer than usual. That is simply the reality when government operations restart after a pause. This is where patience and preparation matter. If your deal is already through underwriting and ready to submit, that is great. Just understand that everyone else’s is too. Your lender is not sitting idle. They are managing dozens of borrowers, each with timelines and expectations. The good ones are still working behind the scenes to position files for a fast push once the SBA reopens. So hang tight. If your PLP number or authorization does not hit today, it is not a red flag. It is just the system catching its breath. SBA lending has always rewarded persistence and calm execution. Now, it is no different.