go-to banks in the search fund community

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Find and research local banks in your trade area. Regional / Local banks always have a leg up on the competition due to less red tape and more creativity. Also, these banks are generally well capitalized and have good longstanding liquidity. Not all locals will be good at funding LBO’s or more cash flow driven credits but you will be surprised that some do and do it well. Focus on banks that have been around for many years and interview the banks as you would any business you are looking to partner with. Utilize the UBPR sources online and look into their balance sheet. If the bank has 60% of their balance sheet in long duration bonds at low rates, 97% of their deposits uninsured, and a large concentration in funding to tech start-ups, probably better to move on to the next one :).



good luck!