Financing options over SBA Limit

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by a searcher from Michigan Technological University
in City of the Village of Clarkston, MI 48346, USA

2yrs ago

Financing options over SBA Limit

What are the best financing solutions for businesses above SBA limits?

Ex.) Manufacturing business - $13M asking
- $3.5M real estate
- $4M asset value
- $2.5M inventory value
- $3M goodwill

can conventional loans and seller financing be used to bridge the gap? Are these realistic options?

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reply by a professional 1yr ago
from University of New Haven in Cromwell, CT, USA

The strategy could make sense after asking the question what am I buying? Assets, such as equipment or intangible assets - patents, customer list, etc -

reply by a searcher 1yr ago
from Georgetown University in Helena, MT, USA

A pari-passu SBA lender could potentially help by pairing a parri-passu loan with the standard SBA note. You could also potentially do a sale-leaseback for additional mezz financing for either your real estate or physical equipment/assets.