at that size, with a company not offering this currently - I wouldn't try to add that complication (unless it's already baked into your PEO decision) at close - I'd worry about getting things transfered over, getting hands in, and offer it in the future once the other pressures of transfer are off.... just me though.

Ryan, Only 51% of companies with 50 employees or less have health insurance. Only 25% have 401K. So this is not abnormal for a $1.3m revenue business not to offer these. I'd ask why do you want to offer it? What problem are you trying to solve? One of my businesses have 17 people 5 office / leaders and 12 warehouse/drivers. We added health benefits 4 months in since we couldn't attract good candidates for our leaders/managers. Then we just added 401k to attract even better candidates. We have been able to steal good drivers from our competitors because we offer these benefits. We used GUSTO for both as well as our payroll and on boarding system. They can walk you through the cost depending on the variables that you want to include in each program. This is decision is like giving someone a raise once you give it, it's tough to undo it without major problems.