Due Diligence & Quality Of Earnings Guide for SBA Financing

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by a searcher
in Houston, TX, USA

4yrs ago

Due Diligence & Quality Of Earnings Guide for SBA Financing

SBA lenders,

What type of quality of earnings reporting do you require for a deal with revenue size of $1M.

Listing the items out will be helpful.

Thank you!

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reply by a lender 4yrs ago
from University of Missouri in St. Louis, MO, USA

At $1M you probably would be ok with just the tax returns. The key will be the addbacks. Small enough deal that a lot of accounting diligence shouldn't be required. However, if you are relying on addbacks outside of owner's comp, you might consider getting some additional verification for your own sake.

reply by an intermediary 2yrs ago
from Creighton University in Los Angeles, CA, USA

I co-founded a YC-backed startup that automates parts of the QoE/DD processes so you don't make any mistakes during the most important part of the acquisition process. It prevents you from looking back and wishing you had asked a certain question during this stage. Our AI product saves you weeks of time and thousands of dollars. I think it would make sense for us to chat. You can schedule a time on my calendar here: redacted