Debt repayment schedule in Spain - Some insights?

Thanks Alejandro. Just want to give some visibility on this as I had a meeting with a couple banks: - If you are buying an SME company in Spain with a New-Co or a company with no track record, the bank will put you through LBO financing. Indeed, they will only finance 5-6 years with a relatively linear plan, as mentioned by alejandro. - But, if you’re buying that same company and can put some collateral (such as property), the deal may be redirected to corporate financing, and the conditions are much more flexible. The timeline may be extended up to 8-12 years and repayment schedule can pushed back. Just wanted to share these data points! Have a great week!

Usually banks are less flexible. In my experience they offer 5 year payment plan relatively linear. If you need more flexibility debt funds are more appropiate but significantly more expensive.