Creative Equity Injection Strategies with Strong Credit but Limited Cash

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by a searcher from University of Phoenix
in Kansas City, MO, USA

5mos ago

Creative Equity Injection Strategies with Strong Credit but Limited Cash

Hi everyone, I have excellent personal credit (mid 700s) but limited liquid cash for a 10–20% SBA equity injection. For those who’ve closed deals: what non-obvious but bank-acceptable strategies worked? Specifically curious about: • Seller notes counting toward equity • ROBS vs. personal loans • Investor structures that preserve operator control • What lenders actually approved vs rejected Looking for real examples, not theory.

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reply by a lender 5mos ago
from Eastern Illinois University in 900 E Diehl Rd, Naperville, IL 60563, USA

Tony, thank you for the note. I would love to connect with you and go over the various equity options you have. We have done plenty of transactions with light borrower down payments and you can certainly use a seller note, ROBS, investors, a combination of those items to meet equity requirements. You can reach me here or directly at redacted

reply by a lender 5mos ago
from University of Missouri in Denver, CO, USA

Hey ^redacted‌, would love to talk this through further