Comparing SBA and Non-SBA Loan Options for Business Acquisitions

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by a searcher from New York University - Leonard N. Stern School of Business
in New York, NY, USA

1yr ago

Comparing SBA and Non-SBA Loan Options for Business Acquisitions

What criteria should be considered when comparing SBA and non-SBA loan options for business acquisitions?

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reply by a lender 1yr ago
from University of Southern California in Los Angeles, CA, USA

Honestly the SBA program is the best and probably the only loan option for most businesses below $1.5m EBITDA looking for cash flow based loans. Conventional loans require larger down payments around 25% to 35%. In some cases, you can use revenue factoring, asset based lending or a sales lease back. SBA loans offers the best rates, lowest down payments but require personal guarantees.

Would love to help you with your SBA loan. We work with all the major SBA lenders and for the right deal can offer excellent rates. The bank pay us after your loan closes, so this is a 100% free service for you. When lenders compete, you win! You can reach me here or directly at redacted You can also click here to schedule a meeting with me: redacted. Look forward to chatting!

reply by a lender 1yr ago
from Eastern Illinois University in 900 E Diehl Rd, Naperville, IL 60563, USA

Happy to get on a call to discuss the options and help guide you. You can reach me here or directly at redacted We offer SBA, conventional, and non-bank financing options for business acquisitions, so we can discuss all options.