Commercial Bank Needed

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May 18, 2026

by a searcher from Pepperdine University - Graziadio School of Business and Management in Baton Rouge, LA, USA

I'm looking for a bank that is interested in the following scenario. I'm targeting a $3–4M Permanent Working Capital Facility to fund deferred revenue/float and unlock strong EBITDA-to-FCF conversion of ~$3M, plus a $3–4M Revolving Working Capital Line to support growth and intra-year cash flow cycle (total debt $6–8M range). The business features recurring high-margin revenue, a top-10 global reinsurer taking all balance sheet risk, ~30% loss ratio, multi-year retailer captive structures, and significant near-term growth initiatives. Lenders familiar with warranty/service contract administrators and float-based businesses are encouraged to respond. FL HQ, national distribution. Please email redacted
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Reply by a lender
from Universidad Católica Andres Bello in Fort Lauderdale, FL, USA
Thank you Luke. Ryan I am a middle market commercial banker with Valley Bank. Let’s connect and I can probably help.
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Reply by a lender
from Eastern Illinois University in 900 E Diehl Rd, Naperville, IL 60563, USA
I would love to connect and learn more about the opportunity and see if we can provide any assistance. You can reach me here or directly at redacted
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