Planning on doing a self funded search and structuring the acquisition as: 10% equity, 10%seller note, 80% SBA loan.

For the equity portion I plan to raise it from 1-2 investors likely around $200k-$500k depending on the company I find.

I have heard that attractive terms are to give 15% equity to the investor(s) for. their 10% injection, which keeps them under the SBA PG line.

For those who have done a deal like this - is this the best way to structure the deal and terms for the investor and entrepreneur? Additionally any tips on how to identify good value add investors?